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PLRUUAENES
Non-EU car

Border OC insurance and Green Card — driving into Poland

A car registered outside the EU may only be driven in Poland with a Green Card or border insurance. We explain the difference, prices and what to do if you stay in Poland longer.

30 daysmin. border OC period
100–200 złapprox. for 30 days
2–3 weeksGreen Card in country of registration

Free insurance quote

Choose what to insure — we'll compare offers from several insurers and call back within 15 minutes.

In short
  • Without a Green Card or border OC you may not drive in Poland — you risk a fine and liability for damage.
  • The Green Card is issued by an insurer in the country of registration (e.g. Ukraine) — order it before leaving, it usually takes 2–3 weeks.
  • Border OC is bought at the border, online or by phone — minimum 30 days, usually about 100–200 zł (according to mubi.pl).
  • Staying longer? Switch to annual OC — after registering in Poland or under the current rules for non-EU cars.

Green Card or border OC

  • Green Card: issued by an insurer in a Green Card system country (incl. Ukraine); valid in Poland for the policy term.
  • Border OC: bought in Poland if you have no Green Card; minimum 30 days, it does not renew automatically.
  • If you drive a Polish-registered car outside the EU (e.g. to Ukraine), your Polish OC insurer issues the Green Card.

What next if you stay in Poland

Border OC is a short-term solution. If you live in Poland, plan annual OC: when registering the car in Poland or — for non-EU plates — under the current rules (as of October 2026 the UC95 draft is under discussion). We'll compare offers and count your history from abroad.

Documents

  • Passport or residence card.
  • Foreign registration certificate.
  • Car details (VIN, make, model).
  • For annual OC — insurance history certificate from your home country.
Insurers

We'll compare offers from these insurers

  • PZUPZU
  • WartaWarta
  • HDIHDI
  • AllianzAllianz
  • Ergo HestiaErgo Hestia
  • GeneraliGenerali
  • Generali AgroGenerali Agro
  • UNIQAUNIQA
  • MTUMTU
  • MTU24MTU24
  • ProamaProama
  • LINK4LINK4
  • CompensaCompensa
  • InterRiskInterRisk
  • Inter PolskaInter Polska
  • WienerWiener
  • TUZTUZ
  • TrastiTrasti
  • BalciaBalcia
  • BenefiaBenefia
  • Defend InsuranceDefend Insurance
  • Lloyd'sLloyd's
  • Nationale-NederlandenNationale-Nederlanden
  • PrudentialPrudential
  • Vienna LifeVienna Life
  • PrévoirPrévoir
  • SquarelifeSquarelife

Insurance application

Fill in the fields and add photos of your documents — we'll prepare offers.

Owner's details

Other co-owner's details

Documents

Registration certificate — page 1 *
    Registration certificate — page 2 *
      Driving licence — front *
        Driving licence — back (category dates) *
          Current policy / insurance history certificate (optional)
            Taxi licence / licence extract (optional)
              Car photos for AC: 4 sides + odometer (optional)
                Bank decision / bank requirements (optional)
                  Passport — photo page *
                    Residence card / visa / decision (optional)
                      Loan agreement (optional)
                        Travellers' passports *
                          Company documents (CEIDG/KRS, contracts) (optional)

                            Phone photo, JPG, PNG or PDF, up to 20 MB

                            Document photos go only to the agent — they're not stored on the website. We delete them after the contract is signed or after 30 days.

                            FAQ

                            Questions and answers

                            01How much is border OC in 2026?

                            Usually about 100–200 zł for 30 days, depending on the car and insurer (according to mubi.pl). Longer periods cost more.

                            02Where can I buy border insurance?

                            At the border crossing, online or by phone — before entering Poland. We'll help you choose.

                            03Is a Ukrainian Green Card valid in Poland?

                            Yes — a valid Green Card issued in Ukraine covers Poland for the policy term.

                            04What after 30 days of border OC?

                            Buy another border policy or switch to annual OC — a gap risks a fine.

                            Other insurance

                            See also

                            Car

                            Car insurance OC/AC

                            OC and AC price comparison, foreign history discounts, same-day policy.

                            Details                            Taxi & ride-hailing

                            Taxi OC & passenger transport

                            Licensed taxis, taxi firms, Bolt, Uber, FreeNow — taxi OC compared across many insurers.

                            Details                            Car from abroad

                            Car insurance for foreigners

                            Foreign plates, registering in Poland, discounts for history from Ukraine and elsewhere.

                            Details
                            Sources

                            · Kostiantyn Soldatko, insurance agent, PolisaCenter

                            Free consultation

                            Tell us what you want to insure

                            We'll call back within an hour on working days, in your language. No obligation.

                            +48 787 451 787Telegram →WhatsApp →kostiantyn.soldatko@lendicare.plMon–Fri 9:00–19:00, Sat 10:00–14:00

                            Insurance agent (OWCA) — entered in the KNF register of insurance intermediaries, no. 11792213/P.

                            Free offer comparison

                            Leave your contact details — we'll prepare 2–3 policy options.